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The summer season is a time for delicious barbecues on open flames. However, what is a treasured backyard tradition to many families in America can be dangerous if not handled properly. Did you know that backyard barbecues cause an average of 7,900 home fires a year?

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Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...